 |
|  |
|
| |
GENERAL PROVISIONS
Commissions based on the Bank’s tariffs are accepted in national currency. In case of providing services in foreign currency, the commissions are accepted either in the respective currency or in national currency based on the National Bank exchange rate on the date of the transaction.
1. All costs (posting, telegraph, banking commissions, notary costs, etc.) which are undertaken by the Bank for the client are compensated by the client at the real price.
2. The Bank is not responsible for wrong details of the payment documents, presented by the clients, as well as for delays, mistakes, which resulted from unclear or incomplete information provided.
3. In case of cancellation by the client, the received commissions are not reimbursed.
4. The Bank has the right to change and/or complete the tariffs after agreement in the respective organs as it sees fit, and subsequently notify the clients and corresponding banks.
1. OPENING AND MAINTENANCE OF ACCOUNTS
(in national and foreign currency)
|
¹ |
Type of transaction |
Rate |
|
1.1. |
Opening of account before demand: - for individuals: - for legal entities: - for individual entrepreneurs without legal personality: - for the handicapped, elementary and secondary schools and preschools |
TJS 10 TJS 40 TJS 30
no commission |
|
1.2. |
Opening of urgent accounts |
18 TJS |
|
1.3. |
Account recovery after its closure: - for legal entities: -for individual entrepreneurs without legal personality: |
TJS 30 TJS 20 |
|
1.4. |
Account closure be fore demand (initiated by the client): |
free |
|
1.5. |
Account management: |
TJS 40 |
|
1.6. |
Provision of excerpts from the account after each transaction: |
no commission |
|
1.7. |
Issuance of duplicates of excerpts from the account on client’s demand: - for a period |
TJS 10 (per sheet) |
|
1.8. |
Issuance of payment document copy on client’s demand: |
TJS 5 (per sheet) |
|
1.9. |
Issuance of a document proving the existence of a banking account and issuance of a confirmation from the savings account: |
TJS 40 |
2. TRANSFERS IN TJS
|
2.1. |
Deposit |
no commission |
|
2.2. 2.2.1. 2.2.2. |
Withdrawal: Through the National Bank of Tajikistan electronic payment system: à) inter-bank: 8 00 to 14 00 hours 14 00 to 16 00 hours 1600 to 17 00 hours after 17 00 hours intra-system transactions: à) without opening an account: - up toTJS 600 - over TJS 600 |
TJS 1.0 (per payment receipt) TJS 2.0 (per payment receipt) TJS 7.0 (per payment receipt) TJS 9.0 (per payment receipt)
TJS 1.2 0,2% from the total |
|
2.3. |
Commission for investing action based on the client’s demands, while providing document copies |
TJS 20 |
|
2.4. |
Comment shortchanges of the completed payment (commission for transfer isnon-refundable) |
TJS 20 |
3. CASH TRANSACTIONS (TJS)
|
3.1. |
Receipt of cash on account |
no commission |
|
3.2. |
Cash advance: - from the Bank clients’ accounts - cash deposit by a client into a current account |
up to 0.8 % from total amount no commission on the deposited amount |
|
3.3. |
Cash collection services |
based on agreement |
|
3.4. |
Cash authentication |
TJS 10 |
4. LOANS
|
4.1. |
Loan issuance based on terms |
based on agreement |
|
4.2. |
Business plan creation |
based on agreement |
|
4.3. |
State registration of pledge agreement in the Ministry of Justice of Tajikistan |
based on agreement |
5. DEPOSITS
|
5.1. |
Fixed-term deposits |
no commission |
6.OTHER SERVICES
|
6.1. |
- Storage of valuables, securities, and cash - Storage of valuable documents (wills, powers of attorney, etc.) |
3 % (annually) TJS 12 |
|
6.2. |
Preparation of letters by the Bank staff based on the client’s needs |
TJS 3 (per sheet) |
|
6.3. |
Issuing of confirmation document based on the client’s needs |
TJS 3 (per sheet) |
|
6.4. |
Issuance of forms (expandable-paying-in slips, cash deposit an noun cement) |
Free |
|
6.5. |
Consulting services |
based on a separate agreement |
|
6.6. |
Rent of safe deposit boxes (per month): volume – 8 ´ 30 cm volume – 15 ´ 30 cm volume – 30 ´ 30 cm |
TJS 15 TJS 20 TJS 25 |
TRANSACTIONS IN FOREIGN CURRENCY
1. TRANSFERS
|
1.1. |
Deposits |
No commission |
|
1.2.
|
Deposits for clients of other banks – legal entities RUR USD EUR Deposits for clients of other banks – individuals up toRUR 250 000 aboveRUR 250 001 above RUR 500 001 above RUR 1000 001 up to USD 10 000 aboveUSD 10 001 above USD 50 001 aboveUSD 100 001 up to EUR 7 000 above EUR 7 001 above EUR 30 001 aboveEUR 100 001 |
TJS 40 TJS 100 TJS 110
TJS 20 TJS 30 TJS 40 TJS 50 TJS 80 TJS 90 TJS 100 TJS 120 TJS 90 TJS 100 TJS 110 TJS 120 |
|
1.3. |
Commission on conducting an investigation base don the client’s request on transfer of payment on to the beneficiary’s account (recipient) ** |
TJS 40 |
|
1.4. |
Annulment and amendments of payment** in USD, EUR
in RUR |
TJS 50 TJS 40 |
**excluding commission from other corresponding banks
2. CASH TRANS ACTIONS
|
2.1. |
Acceptanceofforeigncurrencyinto account |
No commission |
|
2.2. |
Cash payment in foreign currency *** - when transferring cash in to a foreign currency account by the client |
until 1.0% no commission |
|
2.3. |
Cash exchange in to foreign currency |
TJS 30 |
|
2.4. |
Exchange of old banknotes into new ones in national currency |
free |
|
2.5. |
Cash collection services of Bank-i Rushd-i Tajikistan |
Based on agreement |
|
2.6. |
Foreign currency authentication (banknotes) |
TJS 30 |
***Cash payments from the account to the clients are made base dona request form.
3. FOREIGN EXCHANGE
|
3.1. |
Buyingandsellingofforeigncurrenciesfornationalcurrencyincashornon-cash forms |
Rate set by the Bank |
|
3.2. |
Buying and selling of foreign currencies for national currency in cash or non-cash forms for the Bank clients |
Based on agreement |
4. LETTERS OF CREDIT
|
4.1. |
Letters of credit for the Bank clients | |
|
4.1.1. |
Fulfillment of commitments for advising for the beneficiary |
0.15%, min–TJS 100; max– TJS 700 |
|
4.1.2. |
Credit confirmation |
0.2%, min– TJS 150 |
|
4.1.3. |
Advising of letter of credit changes for the beneficiary(for each amendment) |
TJS 75 |
|
4.1.4. |
Verificationofdocumentsandcredit payment |
0.1% from the credit sum |
|
4.1.5. |
Negotiation of drafts or documents |
Based on agreement |
|
4.1.6. |
Letter of credit annulmentuponexpiryofvalidity |
TJS 100 |
|
4.2. |
Letters of credits is sued at the Bank client’s request | |
|
4.2.1. |
Opening of a letter of credit: -at the request of other banks -at the request of clients |
Based on agreement, min of TJS 200 Based on agreement |
|
4.2.2. |
Opening of a letter of credit (technical issue) |
0.15%, min of TJS 200 |
|
4.2.3. |
Amendment of letter of credit conditions (per amendment) |
TJS 100 |
|
4.2.4. |
Verification of documents and credit payment |
0.15%, min of TJS 100 |
|
4.2.5. |
Annulment of letter of credit prior to the expiration |
TJS 200 |
|
4.2.6. |
Commission for payment for each letter of credit |
0.1%, min – TJS 100 |
|
4.2.7. |
Commissionforprovidingdocumentswithdiscrepancies ** |
TJS 100 per discrepancy |
|
* ** |
Excluding commission of other corresponding banks Corresponding bank commissions are charged based on the corresponding bank’s written enquiry. | |
5. GUARANTEES
|
5.1. |
Issuanceorendorsementofapayment guarantee *** |
based on agreement |
|
5.2. |
Changeinguaranteeterms |
up to 0.1 % (min – TJS 200) |
|
5.3. |
Request to annul the guar ante prior to expiry of validity by client |
TJS 100 |
|
5.4. |
Advisingandcheck of guarantee terms |
up to 0.1% (min – TJS 100) |
|
5.5. |
Development and negotiation of terms of guarantee ad transactions wit hot her banks based on the client’s request |
TJS 500 |
|
5.6. |
Payment under guarantee |
up to 0.2% (min – TJS 200) |
|
*** |
Here and further 100 percent guarantee esareim plied. Commission son un cove red guarantee esareset by agreement. | |
